SoFi gives new users Up to $500 Bonus through the referral link on this page as of September 2026. No code is needed.
SoFi offers some of the highest referral bonuses in fintech - up to $500 for student loan refinancing alone. They also have bonuses for personal loans ($300), checking & savings ($75), investing ($50), and crypto ($25).
✓ Verified September 2026
TL;DR: SoFi offers Up to $500 Bonus for new users in September 2026. No code needed - use the referral link. Verified and working. Claim through the steps below.
This link is for the student-loan refi bonus ($500). SoFi runs a separate referral link per product - if you want the $75 checking bonus or another instead, see the options listed above.
This page uses referral/affiliate links. If you sign up we may earn a referral bonus or commission at no extra cost to you, and you get the new-user bonus shown.
✅Verified Working- September 2026
How to Claim
1Click the referral link for the SoFi product you want
2Create your SoFi account
3Complete the required action (refinance, open account, etc.)
4Bonus is credited to your account after qualification
Quick Facts
Student Loan Refi$500 bonus
Personal Loans$300 bonus
Checking & Savings$75 bonus
Active Investing$50 bonus
Crypto$25 bonus
VerifiedSeptember 2026
Frequently Asked Questions
How do I get the SoFi bonus for September 2026?
Use the verified referral link on this page to get Up to $500 Bonus with SoFi. No code needed - the bonus is applied automatically when you sign up through our link.
How do I claim the SoFi bonus?
(1) Click the referral link for the SoFi product you want (2) Create your SoFi account (3) Complete the required action (refinance, open account, etc.) (4) Bonus is credited to your account after qualification
How much is the SoFi signup bonus right now?
SoFi currently offers Up to $500 Bonus for new users as of September 2026. Bonus amounts can change monthly, so sign up soon to lock in the current offer.
Is this SoFi offer legit?
Yes. This is a verified, active SoFi referral link as of September 2026. All offers on this page are checked and updated monthly to ensure they work. We only list legitimate promotions from the official SoFi platform.
Which SoFi product has the best referral bonus?
Student Loan Refinancing has the highest bonus at $500 as of September 2026. Personal Loans is second at $300. If you don't have student loans, the Checking & Savings account gives $75 just for setting up direct deposit.
Can I get multiple SoFi referral bonuses?
Yes, SoFi runs separate referral programs for each product. You can potentially earn bonuses across student loans, personal loans, checking, investing, and crypto - though each has its own qualification requirements.